RBA Announcement December 2025

The Reserve Bank of Australia (RBA) today announced it will keep the cash rate on hold. This follows three cuts this year, with the cash rate currently sitting at 3.60%.

Homeowners with a variable rate will have found their interest rate is now lower than at the start of the year, and people looking to buy likely have found their borrowing capacity has increased. This means there is generally more money available to people making offers on properties - but this could have been adding more fuel to the property market.

If you’re looking to move, you are likely wondering whether you should buy or sell first. The answer depends on your situation and the area you are buying or selling in. Firstly, let’s take a look at what is happening in the property market throughout the country.